keep
I need some advice here...
Ok i'm in a real sticky situation. cliff notes at the end.
background in italics
I bought my car in december '06 with a stable job and a steady income. I knew the Type S was a very expensive commodity for me at the time, but I worked out some budgeting and planning and i realized i could afford it. Money would be tight, but i could definately afford it. I would basically be living paycheck to paycheck with some money left over each month to play with. Not much to mod with, but for my social life. I wasn't planning on modding anytime soon, it was just that i found this 06 Type S for a really good deal (18k on the road, 31k miles), and i jumped on it.
I had been looking for a 98-01 Integra GSR for the longest time prior to this purchase, but when i came across this type S at a used car dealership, i had to get it. The type S was always a leap above the GSR in my mind. Once i save enough money and i'm done with the GSR, i'd have moved on to the Type S. But to find a good deal that i could afford, i skipped the GSR step and went right on up the ladder.
Now here's where my situation gets bleh. My "stable" job began to suck hard in the last month or so. They just opened up the store (dunkin donuts) and as a manager, i was constantly short sticked and bullshitted to. I was paid $7 an hour, which is after i made my case to get a raise from 6.75. A manager getting paid $7/hr? I was in charge of almost every store operation, etc etc etc. I cant even describe the kind of work i put into that place.
The hours also sucked. I am a full time college student, and a part time employee. Yet I average 50 hours a week, a lot of the times spending the night at the store because it'd be pointless to go home to sleep for 1 1/2 hours. This week alone i probably averaged around 2 hours of sleep a night.
So with those reasons and countless others, (trust me i had reasons), quitting was the best and most reasonable option. I'm in the process of getting a new job, i should have one by saturday, and if not, i have an automatic in in another cafe-type-store by later next week. So i wont be out of a job for long at all.
My parents seem to be willing to help me out financially, because i showed them my committment to my car, and to school, and they know that during the summer i will be working mad hours to save up some cash. I'd have to pay every penny back to them. But i also dont know how much they can help me out. I dont want to drag them down with me, you know?
So here in comes my need for advice.
I have a million options on the table, and i'm curious to see others' opinions.
OPTION 1: Keep the Type S
pro's= i keep my [realistic] dream car, i wont need to re-buy the S at a later point
con's= will be hard to keep up with the payments with no definate income figure, parents might not be able to bail me out
OPTION 2: Sell the S, Buy a Beater
(probably will get an old honda for ~$1000 to drive around)
pro's= it'll help me save up money for a car (the S? a different car? who knows), no car payments, CHEAP car insurance
con's= not a type s, my car hobby comes to a hault until further notice
OPTION 3: Sell the S, Buy another Car (not a beater)
(Leaning towards a GSR, maybe a WRX if i can find one for cheap)
pro's= cheaper insurance, cheaper car payments, i'll still like the car alot
con's= not a type S, i'll have that feeling in the back of my mind that i just had a better car, i'd be comparing it to the S all the time
OPTION 4: Sell the S, drive Dad's car
(this is still up in the air. it's a 93 pontiac grand am, basically a beater, emissions testing blew the motor so it might be getting repaired- i still dont know yet)
pro's= cheap as hell insurance, no car payments, it'll help me save for my car
con's= its my dads car, he's sentamental with it, its not my own car (makes me feel very very dependent) its a pontiac, i used to drive this car before i got the S- me and the car have a bad history together)
And basically any other ideas that you guys might have would be awesome. I'm sitting down with my parents tonight to discuss this with them, but i want to see some other people's insight first.
CLIFF NOTES
-bought the type S
-financial funds depleted, unemployed for a little while
-parents can help out, but to what extent- im not sure
-look at the 4 options above
background in italics
I bought my car in december '06 with a stable job and a steady income. I knew the Type S was a very expensive commodity for me at the time, but I worked out some budgeting and planning and i realized i could afford it. Money would be tight, but i could definately afford it. I would basically be living paycheck to paycheck with some money left over each month to play with. Not much to mod with, but for my social life. I wasn't planning on modding anytime soon, it was just that i found this 06 Type S for a really good deal (18k on the road, 31k miles), and i jumped on it.
I had been looking for a 98-01 Integra GSR for the longest time prior to this purchase, but when i came across this type S at a used car dealership, i had to get it. The type S was always a leap above the GSR in my mind. Once i save enough money and i'm done with the GSR, i'd have moved on to the Type S. But to find a good deal that i could afford, i skipped the GSR step and went right on up the ladder.
Now here's where my situation gets bleh. My "stable" job began to suck hard in the last month or so. They just opened up the store (dunkin donuts) and as a manager, i was constantly short sticked and bullshitted to. I was paid $7 an hour, which is after i made my case to get a raise from 6.75. A manager getting paid $7/hr? I was in charge of almost every store operation, etc etc etc. I cant even describe the kind of work i put into that place.
The hours also sucked. I am a full time college student, and a part time employee. Yet I average 50 hours a week, a lot of the times spending the night at the store because it'd be pointless to go home to sleep for 1 1/2 hours. This week alone i probably averaged around 2 hours of sleep a night.
So with those reasons and countless others, (trust me i had reasons), quitting was the best and most reasonable option. I'm in the process of getting a new job, i should have one by saturday, and if not, i have an automatic in in another cafe-type-store by later next week. So i wont be out of a job for long at all.
My parents seem to be willing to help me out financially, because i showed them my committment to my car, and to school, and they know that during the summer i will be working mad hours to save up some cash. I'd have to pay every penny back to them. But i also dont know how much they can help me out. I dont want to drag them down with me, you know?
So here in comes my need for advice.
I have a million options on the table, and i'm curious to see others' opinions.
OPTION 1: Keep the Type S
pro's= i keep my [realistic] dream car, i wont need to re-buy the S at a later point
con's= will be hard to keep up with the payments with no definate income figure, parents might not be able to bail me out
OPTION 2: Sell the S, Buy a Beater
(probably will get an old honda for ~$1000 to drive around)
pro's= it'll help me save up money for a car (the S? a different car? who knows), no car payments, CHEAP car insurance
con's= not a type s, my car hobby comes to a hault until further notice
OPTION 3: Sell the S, Buy another Car (not a beater)
(Leaning towards a GSR, maybe a WRX if i can find one for cheap)
pro's= cheaper insurance, cheaper car payments, i'll still like the car alot
con's= not a type S, i'll have that feeling in the back of my mind that i just had a better car, i'd be comparing it to the S all the time
OPTION 4: Sell the S, drive Dad's car
(this is still up in the air. it's a 93 pontiac grand am, basically a beater, emissions testing blew the motor so it might be getting repaired- i still dont know yet)
pro's= cheap as hell insurance, no car payments, it'll help me save for my car
con's= its my dads car, he's sentamental with it, its not my own car (makes me feel very very dependent) its a pontiac, i used to drive this car before i got the S- me and the car have a bad history together)
And basically any other ideas that you guys might have would be awesome. I'm sitting down with my parents tonight to discuss this with them, but i want to see some other people's insight first.
CLIFF NOTES
-bought the type S
-financial funds depleted, unemployed for a little while
-parents can help out, but to what extent- im not sure
-look at the 4 options above
1 - 20 of 57 Posts
if you really think you can't afford it then sell it and roll the parents beater to help save for a new car and no insurance
i hate to say it but option 4, right now you are only a college student and you have your whole life ahead of you where hopefully your carear will yield you better than $7/hr and when that happens you can indulge in a reasonable car then.
Option 4. A newer Type-S has a great resale value right now (at least in the DC/Baltimore metro area) since there are people who want to grab em as new as possible before they all grow old.
You can't beat free, and once you get back on your feet with a job, you'll be able to treat yourself to something nice.
I drove a Caravan throughout college, and I bought my '06 RSX when I got out a little over a year ago. It's a lot sweeter when you start "the real world" and get all new things.
You can't beat free, and once you get back on your feet with a job, you'll be able to treat yourself to something nice.
I drove a Caravan throughout college, and I bought my '06 RSX when I got out a little over a year ago. It's a lot sweeter when you start "the real world" and get all new things.
Yeah. i pretty much jumped the gun on buying it. I'm not making any final decisions until i talk with my parents about it, but if i end up selling it, im either going to drive the beater or get a GSR. :dontknow:
it still sucks
it still sucks
NOOOOOOOOO.
Not the granddamnit.
I want you to keep the car obviously, but if you have to get rid of it, i think you should stick with option 2. Buy a 240sx, save up for a RB26 (skyline motor) and call it a day.
Not the granddamnit.
I want you to keep the car obviously, but if you have to get rid of it, i think you should stick with option 2. Buy a 240sx, save up for a RB26 (skyline motor) and call it a day.
i think u should keep it if possible, but u can also get a much faster car for a lot less $.
You make $7/hour and bought a car for $18K?
I know it's great to drive a nice car, but not when you have to for 50 hours a week at a shitty job getting paid like half what you should.
I'd get rid of the S and save all that money you are spending on it. Then when you graduate and get a real job you use allllll that money you have been saving on something really nice. Or maybe a down payment on your own place.
I know it's great to drive a nice car, but not when you have to for 50 hours a week at a shitty job getting paid like half what you should.
I'd get rid of the S and save all that money you are spending on it. Then when you graduate and get a real job you use allllll that money you have been saving on something really nice. Or maybe a down payment on your own place.
Wow, $7/hr and as a manager??!?!? WTF .. Like everyone else has said I go with option 4 as well. That way you can save a lot of money with no car payments plus cheap insurance. It'll pay off in the long run. Good luck with w/e you do tho!!They just opened up the store (dunkin donuts) and as a manager, i was constantly short sticked and bullshitted to. I was paid $7 an hour, which is after i made my case to get a raise from 6.75. A manager getting paid $7/hr?
im about to talk with them... in my head im thinking i want to keep it if at all possible... but im completely open to trying a different route... i'll let you all know what happens...
Ehh... I think this is whats going to happen...
tomarrow i'm getting a job. If i can find a job that'll start me off at a reasonable wage, i can keep the car. If not, i'm going to take what i can get, sell the S, pick up an EG hatch (or something like that ) and call it a day. This definately sucks its too bad im already addicted to this site, so i cant just up and leave here either
tomarrow i'm getting a job. If i can find a job that'll start me off at a reasonable wage, i can keep the car. If not, i'm going to take what i can get, sell the S, pick up an EG hatch (or something like that
) and call it a day. This definately sucks its too bad im already addicted to this site, so i cant just up and leave here either 
find another job fast that pays tips/cash and see if your parents can pick up one payment until you get some cash.
^ thats what im shooting for. It all depends on how tommarrow goes. ray: :x:
ray: :x:
Man, if you go around and apply for job after job you're 1) more likely to find one & 2) more likely to show the parents you are serious about getting a job and keeping the car.
Oh, they know im serious. No doubt about that. Today I went to probably 20 places and just put in application after application. There's a few more I still need to hit up, but theyre the main ones I've been eyeing.
Option 2.
Wait till you get into the real world and that's where playing with your finances gets fun. When I was in college, I only worked in the summers and winter breaks for $6.25/hr as a machine operator. Did 63 hours a week and devoted my other time for studying. I drove a Sentra.
Why don't you just invest in school for now and get a nice car later? I don't know how well off you and your parents are, but if you're asking for advice, then you might want to reconsider your priorities.
This reminds of the Dodge commercial that showed a kid driving a BMW and using it to deliver pizza, just so he can afford it.
Wait till you get into the real world and that's where playing with your finances gets fun. When I was in college, I only worked in the summers and winter breaks for $6.25/hr as a machine operator. Did 63 hours a week and devoted my other time for studying. I drove a Sentra.
Why don't you just invest in school for now and get a nice car later? I don't know how well off you and your parents are, but if you're asking for advice, then you might want to reconsider your priorities.
This reminds of the Dodge commercial that showed a kid driving a BMW and using it to deliver pizza, just so he can afford it.
Because i have a nice car now. I can barely afford it, yes, but I feel if i take the necessary steps, i can afford it. But we'll see.Why don't you just invest in school for now and get a nice car later? I don't know how well off you and your parents are, but if you're asking for advice, then you might want to reconsider your priorities.
My family is pretty well off, but we're not rich or anything. Mediocre middle class family. And the only reason im asking for advice is because i respect CRSX's opinions on a whole. very knowledgable and helpful people here.:thumbsup:
Extra time for studying... right.Option 2.
Wait till you get into the real world and that's where playing with your finances gets fun. When I was in college, I only worked in the summers and winter breaks for $6.25/hr as a machine operator. Did 63 hours a week and devoted my other time for studying. I drove a Sentra.
Why don't you just invest in school for now and get a nice car later? I don't know how well off you and your parents are, but if you're asking for advice, then you might want to reconsider your priorities.
This reminds of the Dodge commercial that showed a kid driving a BMW and using it to deliver pizza, just so he can afford it.
Man, I love my car. Paying for it and going to school was tough before ROTC but it was worth it.
Hell yeah, so far its definately been worth my sacrifices.but it was worth it.
I'd rather work on my car then drink or do drugs, that's just me, so i'm not too into college parties and shit like that. its all good, i have nothing against it, but its just not my thing. so to give up my one true hobby / passion, its tough...
1 - 20 of 57 Posts
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