Acura RSX, ILX and Honda EP3 Forum banner

1 - 7 of 7 Posts

·
Registered
Joined
·
60 Posts
Discussion Starter #1
Coming home friday night and I came around a corner on the highway and saw a bunch of cars on the side of the road with their hazards on. I did the courteous thing and slowed down and moved to the far lane - right into a solid steel valve. Looked like it was off of a pump truck, 2 or 3 inch outlet, weighed a good 60 pounds.

Before I could react it was under my car, made a really loud bang and I looked in my mirror and just saw a trail of smoke and oil behind me. Pulled over and put the hazards on and as I was coming to a stop my oil light came on and I immediately shut the engine off.

Get out of the car expecting the worst and surprisingly the valve missed both my front bumper and lip and my hks hi power muffler on the way out.

Got it home that night and checked it out the next morning. From what I can tell this is what it hit: First hit my oil pan and completely obliterated it, then bounced into my subframe and put a good size dent in the bar, after that it rolled into my b-pipe for my hks and bent the pipe up into my frame (brand new fucking hks 3 months out of the box), then it dented, scraped, and dinged along my frame until it hit my gas tank, dented the gas tank (didn't puncture it or this would be a totally different situation) and bent the shit out of the brackets that hold the tank, then scratched my rear axle (no damage just nicked it) and finally left behind my car.

Oh and the other concern is that when I hit the steel valve it was enough of an impact that it blew my passenger side airbag in my seat.

So, all things considered what am I looking at for damage here? I have comprehensive but I'm not sure if they will cover it yet or not. If not, could we get away with just getting a new oil pan (and bend the b pipe away from the frame so it isn't banging) and consider the rest of the damage superficial for the most part?

To be honest between the frame being dinged, the dent in the subframe, and the side airbag would the insurance just write it off? If so, how does that work for paying out the car? I mean the subframe isn't bent it is just dented.

Would I be better to have it towed to a shop nearby and let them look at it before getting insurance involved?

I'm a full time student 4 hours away from the car currently because I was originally just going up for the weekend to grab my winter tires, so this bullshit is really not needed in the middle of mid-terms. Car is at my parents and my dad is going to deal with most of the insurance. I have a second car but it is a RHD 300zx TT that is terrible in the ice and snow so it is practically useless.

How long does this process usually last?

http://img200.imageshack.us/img200/3511/54k9.jpg
http://imageshack.us/a/img706/144/05eg.jpg
http://imageshack.us/a/img19/5703/mdgv.jpg
http://imageshack.us/a/img716/8904/bzej.jpg
http://imageshack.us/a/img31/8696/c3jl.jpg
http://imageshack.us/a/img30/5831/0gk6.jpg

EDIT - Also, just a side note, I was having issues getting into my account so I made a new one and tried posting, but it had to be approved by a moderator? I had first tried posting in the general area because I didn't know about this section, but that's beside the point. If new members have to have everything approved no wonder the general section is so dead.
 

·
.
Joined
·
147,303 Posts
Would I be better to have it towed to a shop nearby and let them look at it before getting insurance involved?

This. I don't know what you/your dads deductible is, but I doubt it would be more than a new pan so save the claim and just fix it on your own
 

·
[Insert Title]
Joined
·
2,870 Posts
Depending on how far you were from home when the impact occurred, you could have more than just a blown oil pan. Driving that far of a distance with that size hole in the oil pan could compromise more than just needing to replace it. If something happens to your motor too, then you're looking to get that checked as well :/
 

·
Registered
Joined
·
60 Posts
Discussion Starter #4
Would I be better to have it towed to a shop nearby and let them look at it before getting insurance involved?

This. I don't know what you/your dads deductible is, but I doubt it would be more than a new pan so save the claim and just fix it on your own
$150 deductible. If insurance wanted the subframe replaced as well that is $1300 OEM, how badly would a claim like that affect my rates? Plus the whole side airbag going off which is completely bullshit, it wasn't even that bad of an impact, it was like hitting a small animal on the road.

Also, sorry I didn't make it more clear. I turned the car off immediately and was about to call a tow truck when by some magical coincidence my friend just drove by with a truck and car trailer heading home, didn't know it was me until I made a few phone calls and so they turned around and picked my car up. As soon as the oil light came on the engine hasn't been turned over since.
 

·
MECP Installer
Joined
·
496 Posts
You need to talk to your insurance agent to answer all those questions on what/how your insurance works. Everyone's experience is different, you won't know your situation until you talk with your agent.
 

·
Pancakes
Joined
·
5,343 Posts
You need to talk to your insurance agent to answer all those questions on what/how your insurance works. Everyone's experience is different, you won't know your situation until you talk with your agent.
This. Sucks that that happened, but we don't work for your insurance company.

Oil pan isn't too bad to change if you want to DIY.
 

·
Banned
Joined
·
3,213 Posts
dam seeing that oil pan scares me

the thing is to replace all the parts like oilpan, subframe, midpipe, airbag, etc you'd have to go through insurance to get money to buy those parts. if they total the amount for parts AND labor more than 2/3 the cars value they'll total it out.
 
1 - 7 of 7 Posts
Top